Please note that Open Enrollment will begin on October 1, 2019 and end on October 31, 2019 for benefits eligible employees. It’s required that all employees must enroll online during this timeframe in order for your benefits plans to be continued. Be sure to watch the 8 minute MSSU video to catch the highlights for 2020 by clicking here. If you are interested in learning even more about your 2020 benefits plans or were unable to attend the insurance update meetings, click here.
MSSU and the Insurance Committee are pleased to continue offering Health, Dental, Vision, and EAP benefit programs administered through Cigna for the 2020 plan year. Below you will find a few of the highlights for the upcoming plan year. The attached documents will provide you with additional details regarding your 2020 benefit plans. Please note that additional plan information regarding benefits isavailable on our SharePoint site by clicking here or by contacting Human Resources.
A new website will be used to enroll in benefits for 2020, called PlanSource. Beginning October 1, 2019 go to http://benefits.plansource.com or call 1-855-730-8656 between 7:00 a.m. and 10:00 p.m. to make your annual benefit elections. Benefits changes are effective beginning January 1, 2020. All employees must go online to confirm their benefits, even if you have no changes as this is an active open enrollment. This year each of the voluntary benefits plans offered by The Standard will also be available online for enrollment. This includes Critical Illness, Short-term Disability, Accident, Life, Voluntary Life and Hospital Indemnity.
To view step by step benefits enrollment instructions regarding how to log-in and enroll for benefits click here.
Not sure how to make your elections or prefer one-on-one enrollment assistance? Maybe you just have additional questions or are having trouble navigating the enrollment website? Don’t worry, we are here to help! Human Resources will be available as well as representatives from Cigna and The Standard on the following dates listed below. Please note we also have a dedicated online video library available via PlanSource where you can learn more about insurance and how plans operate in general by clicking here.
Open Enrollment Assistance Meetings:
| Date | HR/Cigna Open Enrollment Assistance* | The Standard Insurance – Supplemental Benefits Enrollment* |
| Thursday, October 3(10AM-2PM) |
Health Science Building, Room 311 |
Health Science Building, Room 310 |
| Tuesday, October 8(12PM-4PM) |
Plaster, Room 320 |
Plaster, Room 319 |
| Wednesday, October 16
(10AM-2PM) |
Criminal Justice Center, Room 149 |
Criminal Justice Center, Room 114 |
| Thursday, October 24
(10AM-2PM) |
Webster Hall, Room 307 |
Webster Hall, Room 357 |
| Wednesday, October 31
(10AM-2PM) |
Spiva Library, Room 418 |
Spiva Library, Room 413A |
*Assistance and benefit enrollment will be first-come, first-served so please plan accordingly.
Insurance Trivia Challenge:
| Welcome to the THIRD WEEK of the MSSU Insurance Trivia Challenge where campus personnel can test their insurance knowledge and win! Congratulations to week 2 winner, Wendy Brunner!
To play the MSSU Insurance Trivia Challenge, click on the link below to view this week’s challenge question and submit your answer. One lucky winner will be selected from all correct responses and win a $25 Gift Card! Deadline to enter is Friday, October 11th at 5:00 p.m. Week #3 Challenge Question – Click Here
Check your week #2 answer! Last week’s question was “When is the last day to earn 400 points in order to qualify for the $25 monthly Wellness Incentive beginning January 2020?” The correct answer is 2 – October 31, 2019 |
Benefits Open Enrollment Highlights for 2020:
- Watch the 8 minute benefits highlight video by clicking here. And If you are interested in learning more about insurance terminology and how insurance works, click here.
- Cigna Dental & Vision plans will both experience small increases in premium beginning in 2020.
- The Standard products will have a rate reduction for 2020. The Standard will continue to serve as our provider for Supplemental Coverage options such as Critical Illness (includes Cancer); Short-term Disability; Accident; and Hospital Indemnity. Visit PlanSource online during your enrollment to learn more about these coverages or attend an enrollment event on campus.
- Wellness Incentive Program (WIP) incentives will be applied via payroll to each employee who completes all activities by October 31, 2019. A monthly premium credit of $25.00 per month will be provided beginning in January, 2020. Visit www.myCigna.com to make sure you have 400 points and to log your points. Additional information and newsletter sign-up information regarding the WIP program can be found here here. The WIP program will continue in 2020 so be sure to log your points for the new plan year January 1, 2020 – October 31, 2020.
- The OMADA program is a new online based digital lifestyle change program available at no cost to insured employees. All employees receive a digital scale that is yours to keep, mailed directly to your home. To see if you qualify go to www.omadahealth.com/mssu
- The Cigna medical plans will continue to retain the enhanced mail order prescription drug benefit where you can buy 2 months’ supply and get 3 months delivered to your home, while saving a copay. Enroll by calling Cigna directly or by going online to www.myCigna.com and to learn more click here.
- The EAP (Employee Assistance Program) offered through Cigna & The Standard both offer services to you at no additional cost. To learn more about the EAP click here.
- Do you have childcare, pharmacy or medial expenses that you have to typically pay out of pocket? You might consider enrolling in an FSA (Flexible Spending Account) or DCA (Dependent Care Account) through ASI. These accounts allow you to save money on your taxes by setting aside a monthly deduction from your paycheck each month to be used for those eligible expenses pre-tax! To watch a video pertaining to how an F.S.A. operates click here. For even more information, click here to learn more.
- Voluntary Retirement Plans 403(b) & 457(b) – Retirement savings is important. Early saving allows more time for your investments to grow. Even if you invest $25 per month, it can make a big difference over the years. These additional dollars put towards your retirement are available pre or post-tax through payroll deduction. Contact HR for more information or click here.
- See the HR SharePoint page for additional details regarding your benefits plans.